Asthma as a Pre-Existing Condition – Find the Best Way to Protect your Visitor

What is asthma?

Asthma – is a chronic lung disease in which a person’s airways became narrow and produce extra mucus. This disease makes it difficult to breathe. It can be minor or it can lead to life-threatening episodes.

What are the symptoms of asthma?

  • a cough;
  • shortness of breath;
  • abnormal breath;
  • chest pain;
  • fast pulse;
  • anxiety.

What are the risk factors?

  • family history;
  • having some allergies;
  • being a smoker;
  • having extra weight;
  • work with chemicals.

How can your visitor be protected?

Asthma considers a pre-existing condition. But it shouldn’t stop your visitor from traveling and enjoying life. Before your visitor comes to the United States, you should get them a visitor’s health insurance with good pre-existing coverage.
Visitor Insurance Coverage offers the following options for people with pre-existing conditions:

  1. CHUBB Network plan – this is a comprehensive plan with full pre-existing coverage. That plan treats pre-existing conditions the same way as new sickness and accident. The level of care is extended to inpatient care and outpatient care. If your visitor feels that their asthma is getting worse, they can go to see a specialist to get that checked out. Also, this plan offers an access to the First Health Network where a visitor may get discounted prices on medical services and cashless claim settlement option.
    TIP: choose this plan if your visitor has serious problems with asthma or if you want to be on a safe side and have less out-of-pocket expenses.
  2. CHUBB Premier plan – this is a fixed benefit plan which will pay fixed benefits for each covered health care service a visitor gets. This plan offers a full pre-existing coverage too with extended care for inpatient and outpatient services for pre-existing conditions. With this plan, a visitor can go to any health provider they prefer.
    TIP: choose this plan if your visitor has mild asthma and don’t have any other pre-existing conditions.

CHUBB Network plan and CHUBB Premier plan both come with $25,000 accidental death and dismemberment benefit. Medical evacuation & repatriation services are also included in the plans.

Call Visitor Insurance Coverage today at 408-540-3605 to get a good pre-existing covered for your loved ones.

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